Comprehensive Hotel Asset Protection

Hotel Insurance Batam

Your hotel is a major investment in Batam's growing hospitality sector. From building structure to guest liability, we provide tailored insurance solutions to protect every aspect of your hotel operations.

Benefits & Coverage

What does this insurance policy cover?

🏨

Building Structure

Protection for the entire hotel building from fire, natural disasters, explosion, and structural damage.

🛋️

Contents & FF&E

Furniture, fixtures, and all hotel equipment including kitchen appliances and electronics.

👤

Guest Liability

Legal protection if guests are injured or their belongings are damaged while staying at your hotel.

📉

Business Interruption

Compensation for lost revenue during hotel closure due to an insured incident.

🌊

Natural Disasters

Full coverage for flood, storm, earthquake, and other natural disaster risks in Batam.

🔐

Theft & Security

Protection from theft and damage to hotel security systems and safes.

Policy Comparison

Choose the package that suits your needs

FeatureBasicStandardComprehensive
Building Structure
Contents & FF&E
Flood & Natural Disasters
Guest LiabilityOptional
Business Interruption
Earthquake

* Contact us for the best offer tailored to your needs

Frequently Asked Questions

Answers to commonly asked questions

What does hotel insurance typically cover?+
Hotel insurance generally covers the building structure, furniture and fixtures (FF&E), guest liability, business interruption losses, and additional perils such as flood and earthquake with appropriate extensions.
Is guest liability automatically included?+
It depends on the policy. We recommend including Third-Party/Public Liability coverage in your hotel policy to protect against guest injury claims, which can be very costly.
Can a hotel under renovation still be insured?+
Yes, but the renovation period requires a specific endorsement or separate CAR coverage. Inform us of any renovation plans so the policy can be adjusted accordingly.

Ready to Protect Your Assets?

Consult with Rio, your trusted insurance consultant in Batam. Free, fast, and tailored to your needs.