Protect Your Residence

Home Insurance Batam

Your home is your family's largest investment. Protect it with the right property insurance — from fire and flood to theft. Premiums starting from just a few hundred thousand rupiah per year.

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Benefits & Coverage

What does this insurance policy cover?

🏠

Building Structure

Walls, roof, floors, and foundations protected from fire, lightning, and disasters.

📺

Contents & Electronics

TVs, refrigerators, air conditioners, laptops, and other valuable household items.

💎

Jewellery & Valuables

Jewellery and valuables up to a certain limit with a special endorsement.

🌊

Flood & Inundation

Damage from flash floods and water inundation (with extension coverage).

🔐

Theft with Violence

Losses from theft accompanied by violence or forced entry.

🏗️

Temporary Accommodation Costs

Compensation for temporary rental costs while your home is being repaired.

Frequently Asked Questions

Answers to commonly asked questions

Does a mortgage (KPR) require home insurance?+
Yes, almost all banks providing mortgages require at least fire/property insurance for the duration of the loan.
How much is home insurance premium in Batam?+
Premiums are typically 0.1% – 0.3% of building value per year, depending on risk profile and coverage scope.
What is the difference between building insurance and contents insurance?+
Building insurance protects the structure of the house, while contents insurance protects the furniture and belongings inside. Both can be combined into one policy.

Ready to Protect Your Assets?

Consult with Rio, your trusted insurance consultant in Batam. Free, fast, and tailored to your needs.

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