Machinery & Plant Installation โ€“ Mobilisation to Commissioning

Erection All Risk (EAR) Insurance Batam

All risk protection for machinery installation, industrial plant, and equipment erection projects โ€” from mobilisation through commissioning and the maintenance period. Batam's industrial zone demands specialist coverage.

Benefits & Coverage

What does this insurance policy cover?

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Damage During Erection

Physical loss or damage to machinery, equipment, and structural components during the erection process.

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Design Error or Defective Material

Damage resulting from faulty design, defective material, or poor workmanship discovered during erection.

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Damage During Testing

Losses arising from testing, commissioning, and start-up of machinery and plant.

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Natural Disasters & Weather

Flood, storm, earthquake, and other natural perils affecting the site during erection.

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Fire & Explosion

Losses from fire, explosion, and short-circuit during the erection phase.

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Third Party Liability

Legal liability for bodily injury or property damage to third parties arising from erection operations.

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Testing & Commissioning Period

Extended coverage during the testing and commissioning phase โ€” the highest-risk period for new plant.

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Dismantling & Re-shipping Costs

Costs of dismantling damaged components and re-shipping replacement parts to site.

Policy Comparison

Choose the package that suits your needs

FeatureBasicStandardComprehensive
Damage During Erectionโœ…โœ…โœ…
Defective Material/DesignโŒOptionalโœ…
Testing & CommissioningโŒโœ…โœ…
Third-Party LiabilityLimitedโœ…โœ…
Natural DisastersโŒOptionalโœ…
Dismantling & Re-shippingโŒโŒโœ…

* Contact us for the best offer tailored to your needs

Frequently Asked Questions

Answers to commonly asked questions

What is the difference between EAR and CAR Insurance?+
CAR (Contractor All Risk) is used for civil construction projects such as buildings and roads. EAR (Erection All Risk) is used for machinery installation, industrial plant, towers, and steel/iron structures.
What types of projects require EAR?+
EAR is ideal for: factory machinery installation, chemical plant construction, telecommunications tower erection, power plant (PLTU/PLTG) installation, large-scale HVAC system installation, and offshore projects.
Does EAR cover initial testing (testing & commissioning)?+
Yes, EAR generally includes the testing & commissioning period with a specific clause. This is critically important because the highest risk typically occurs when machinery or plant is first tested.
How much is an EAR Insurance premium?+
EAR premiums depend on contract value, erection complexity, testing risks, and project location. Typically ranging from 0.5%โ€“2% of contract value. Contact us for a specific calculation.

Ready to Protect Your Assets?

Consult with Rio, your trusted insurance consultant in Batam. Free, fast, and tailored to your needs.