Construction Project Protection – Ground Breaking to Handover

Contractor All Risk (CAR) Insurance Batam

Comprehensive protection for your construction project in Batam — from ground breaking through the maintenance period. Materials, equipment, and third-party liability are all covered under one policy.

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Benefits & Coverage

What does this insurance policy cover?

🏗️

Construction Work Damage

Physical loss or damage to the contract works during the construction period, including materials already incorporated.

🔧

Contractor's Plant & Equipment

Coverage for construction machinery, tools, and temporary structures used on-site.

⚖️

Third Party Liability (TPL)

Legal liability for bodily injury or property damage caused to third parties arising from the construction project.

🌊

Natural Disasters & Extreme Weather

Flood, storm, earthquake, subsidence, and other natural perils affecting the project site.

🔥

Fire & Explosion

Losses from fire, explosion, lightning, and resulting damage to works in progress.

🚨

Theft of Project Materials

Theft of materials and equipment stored on-site or incorporated into the works.

🧹

Debris Removal & Clearing

Costs of removing debris and clearing the site following an insured loss event.

💼

Maintenance Period Coverage

Extended coverage during the defects liability / maintenance period, typically 12 months post-completion.

Policy Comparison

Choose the package that suits your needs

FeatureBasicStandardComprehensive
Construction Works Damage✅✅✅
Contractor's Plant & Equipment❌✅✅
Third-Party Liability (TPL)Limited✅✅
Natural Disasters❌Optional✅
Theft of Materials❌✅✅
Maintenance Period❌12 months24 months

* Contact us for the best offer tailored to your needs

Frequently Asked Questions

Answers to commonly asked questions

What is Contractor All Risk (CAR) Insurance?+
CAR Insurance is construction project insurance that protects contractors against losses during the build period — covering damage to materials, construction equipment, and third-party legal liability.
What types of projects are suitable for CAR?+
CAR is suitable for all types of construction projects: multi-storey buildings, housing developments, roads & bridges, ports, dams, and other infrastructure projects.
Is CAR Insurance mandatory?+
For government projects and large tenders, CAR Insurance is often required in the contract documents. For private projects, it is strongly recommended to protect the investment value.
How long is the CAR coverage period?+
CAR typically follows the project construction period, plus a maintenance period (usually 12 months after project completion). Premiums are calculated based on contract value and project duration.

Ready to Protect Your Assets?

Consult with Rio, your trusted insurance consultant in Batam. Free, fast, and tailored to your needs.

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